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What is OEP?
If you are enrolled in a Medicare Advantage plan as of January 1, 2021, you can make one (1) election during the first three (3) months of the calendar year (January 1 - March 31) to switch MA plans or to disenroll from an MA plan and obtain coverage through Original Medicare. If you are in an MA plan, you can use the MA OEP to add or drop Part D coverage. Newly eligible beneficiaries who enrolled in an Medicare Advantage plan during their Initial Coordinated Election Period (ICEP) can also make one election to switch or drop MA coverage during the first three (3) months they have Medicare Parts A and B.
What is AEP?
The Annual Open Enrollment Period (AEP) is when Medicare beneficiaries can add, change, or drop their Medicare Part D or Medicare Advantage plan coverage for the next year. The AEP starts on October 15th and continues through December 7th of each year with coverage or plan changes taking effect on January 1st of the New Year.
I am new to Medicare
If you are newly eligible for both Medicare Part A and Part B, you can join a Medicare Advantage Plan during the 7-month period, which starts 3 months before the month you are eligible for Medicare Part A and Part B and ends 3 months after your Medicare Part A and Part B becomes effective. This is true if you are eligible for Medicare because of age or disability. If you already have Part A and are now adding Part B, you may enroll in a Medicare Advantage plan during the 3 months prior to the month your Part B coverage begins. If you apply before your Medicare starts, the Medicare Advantage coverage will start on the same day as your Medicare. If you apply after your Medicare starts, your Medicare Advantage coverage will start on the first day of the month after your plan receives the application for enrollment.